The good news is there are solutions to relieve your financial stress, whether you are married or at the end of a relationship.
Learning more about finances and making a combined effort to pay off stressful debts may save your relationship. Conversely, if the relationship has already ended, exes still have an option to work together to pay off debt before divorcing.
Edmonton debt counsellors at Fox-Miles & Associates Inc. Licensed Insolvency Trustee specialize in relieving financial distress. We provide helpful financial advice from compassionate, qualified credit counsellors.
And, did you know your first consultation is free? That means you have nothing to lose (except the feeling of being overwhelmed by your finances). Call our offices today at 780-444-3939 to schedule your free consultation to help with divorce debt or during your marriage.
Now, let’s talk more about the ways we can help.
We provide debt help to individuals and couples. Our qualified credit counsellors will review your financial situation – debts, income and assets – and then discuss your options. Our debt solution services include:
- Credit Counselling: We will customize a realistic payment schedule and work with you to make sure you follow this budget.
- Application for Orderly Payment of Debts: We can assist Alberta residents with filing an application for a Court Order that consolidates all unsecured debt into one monthly payment with a fixed interest rate of 5%, paid over a set period and distributed through the courts.
- Consumer Proposal: We prepare a consumer proposal on your behalf that allows you to arrange partial payments of everything you owe, and in turn, you sign a binding legal agreement to follow through with the payment schedule. Once an Edmonton consumer proposal is accepted, the debt collection process stops. That means debt collectors are not allowed to contact you anymore – a benefit that cannot be overstated when it comes to relieving financial stress.
- Personal Bankruptcy: After carefully reviewing your financial situation, we can determine if bankruptcy is an appropriate course of action for you. If so, our Edmonton bankruptcy trustees will guide you through every step of the process.
Our team can help with all of these options. The first step is to come to our office for a free consultation. After reviewing your financial statements, we’ll discuss the range of options that would fit your circumstances, weigh the pros and cons of each option with you, and work with you to create a strategy for obtaining results.
(Are you considering filing for bankruptcy to help manage debt from divorce? Here’s what you should know about this option)