Many people fear losing everything if they declare bankruptcy. It is not the case! Bankruptcy does not mean losing everything. Often there is a lot of property that is protected. In many cases, a Consumer Proposal is a better solution. You should schedule an consultation with a Licenced Insolvency Trustee sooner than later to find out what is your best option. Expert advice can often take the stress and anxiety out of the situation. Help is out there; you aren’t alone.