Credit Counselling

CREDIT COUNSELLING IN EDMONTON

TAKE CONTROL OF YOUR FINANCES WITH CREDIT COUNSELLING

If you are in debt and have trouble paying your bills, it is time to get credit counselling in Edmonton. Financial stress can consume all your energy. The credit counsellors at Fox-Miles will help guide you through financial distress and start your journey toward a fresh economic start. Our team will advise you on how to correct your current situation and best manage your finances moving forward.

What is Credit Counselling?

Fox-Miles & Associates offers professional and personalized credit counselling services in Edmonton. Every client’s situation is unique. We take time to understand your lifestyle and financial habits to know how you arrived at your current financial situation and, most notably, how we can work together to improve your finances moving forward. Credit Counselling from Fox-Miles will help you rebuild your credit and achieve long-term financial stability.

Our credit counsellors will help you find solutions to help improve your current financial problems. Credit counselling lets you identify opportunities to improve your spending and saving habits to help achieve long-term financial security. If you have to declare bankruptcy, you must attend a minimum of two credit counselling sessions by law. Contact the team at Fox-Miles to learn more about how credit counselling can help your financial future.

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EDMONTON CREDIT COUNSELLING

WHY IS A GOOD CREDIT SCORE SO IMPORTANT?

Your credit score is one of the most critical pieces of information about you. For example, having good credit can determine whether you can be approved for future credit, whether in the form of a mortgage, car loan, or credit card. If you manage to get a loan, a good credit score can help reduce the monthly interest you pay. Credit scores also affect things like the amount you must pay on your apartment security deposit and how much you might have to pay for home or auto insurance.

Essentially, a credit score lets lenders numerically know if you are a reliable borrower who can pay off loans promptly. The better your credit score, the better your rates will be. While you do not need a perfect credit score, lower scores will not automatically disqualify you from some loans; improving your overall credit is always good. You can improve your score in several ways, from cutting back on unnecessary expenses, applying your savings to paying off debts, closing credit card accounts, and seeking debt management and credit counselling in Edmonton.

HOW OUR ADVICE CAN HELP

Fox-Miles & Associates provides qualified financial advice to Albertans who want to be debt-free and improve their long-term financial situation. The first step is to come to our office for a free consultation. We will ask you to bring all the financial statements and debts to your appointment. Our credit counsellors will review your debts, income, and assets.

Once we have thoroughly examined your financial situation, we will discuss all the debt relief solutions available. Depending on your financial situation, debt relief could be necessary for financial counselling, submitting a consumer proposal, or declaring personal bankruptcy. Our team will work closely with you to make the best recommendations on how to begin getting you a fresh financial start.

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EDMONTON CREDIT COUNSELLING CONSULTATION

If you are drowning in debt, it is time to act. Fox-Miles qualified credit counsellors will help you gain the financial stability you desire. We provide helpful financial advice from compassionate, qualified credit counsellors.

For credit counselling in Edmonton, call our offices today. Your first consultation is free.